Monthly Archives: September 2021

5 top tips to increase Christmas retail sales

by on September 30, 2021 0
The fourth quarter is upon us – the time of year when retailers can take advantage of their highest sales in the … year. This article shares the best tips for increasing retail sales this Christmas getty If you have a small business that sells products – online, offline, or a mix of... Read More

What US Businesses Need to Know About China’s New Privacy Law | Husch Blackwell LLP

by on September 30, 2021 0
Key Point: China’s Personal Information Protection Law is a complex regulatory regime that will require U.S. entities subject to its requirements to undertake substantial compliance efforts. As of November 1, 2021, China will become the last country to pass a national data privacy law similar to Europe’s General Data Protection Regulation (GDPR). The new... Read More

Genius Sports Announces Extension of Agreement with Entain and BetMGM with Official NFL Fan Engagement and Data Solutions | Lifestyles

by on September 30, 2021 0
NEW YORK and LONDON – (BUSINESS WIRE) – Sep 30, 2021– Genius Sports Limited (NYSE: GENI) (“Genius Sports” or “the Company”), the official data, technology and business partner powering the ecosystem connecting sports, betting and media, today announced the extension of its existing agreement with Entain and BetMGM. The new agreement provides Entain, the... Read More

Africa is faster in adopting crypto

by on September 29, 2021 0
In forecast for the year ending June 2021, Africa has raised $ 105.6 billion in cryptocurrencies, fueled by peer-to-peer (P2P) transactions in major growing countries. Kenya, Nigeria, South Africa and Tanzania were among the top 20 markets in the Global Crypto Adoption Index, with some of the highest baseline adoption rates in the world.... Read More

BANK: First Community Mortgage promotes two of its executives at their Murfreesboro and Mt. Juliet, TN offices

by on September 29, 2021 0
Scott Matuk – Murfreesboro, TN and Candra Mclaughlin – Mt. Juliet, TN BANKING NEWS – First Community Mortgage announces the promotion of two of its leaders in retail and transformation, starting October 1. Candra mclaughlin has been promoted to Senior Vice President of Retail Divisions, Regional Processing Managers, to Vice President of Regional Processing.... Read More

Semios raises $ 100 million in capital to expand agtech platform globally

by on September 29, 2021 0
New financing will drive international expansion as company considers new partnerships and acquisitions VANCOUVER, BC, September 29, 2021 / PRNewswire / – Semios, a leading precision agriculture platform and one of the world’s largest independent providers of agrotechnology solutions, today announced that it has raised $ 100 million in funding led by Morning Group,... Read More

Retail sales in Norway fall 3.8% in August

by on September 29, 2021 0
Norway’s seasonally adjusted retail sales volume fell 3.8% from July to August, the latest data from Statistics Norway found. It follows a 3.1% drop from June to July. The pandemic and regulations imposed to limit infections have helped Norwegian consumers change their consumption patterns and spend less on services and more on retail products.... Read More

Share the market today LIVE | Sensex, Nifty, BSE, NSE, Stock Prices, Stock Market News Updates September 29, 2021

by on September 29, 2021 0
Asian stock markets were trading lower, reflecting an overnight drop on Wall Street. Share Market News Today | Sensex, Nifty, LIVE stock price: The national stock market benchmarks BSE Sensex and Nifty 50 were on the verge of being sold off strongly on Wednesday, a day before the September futures and options expiration of... Read More

KMC and Elbit Systems of America Announce Business Expansion

by on September 28, 2021 0
MERRIMACK, NH – (COMMERCIAL THREAD) – KMC Systems, a leading engineering design and manufacturing company focused on the creation of complex medical instruments, and the medical division of Elbit Systems of America (“Elbit America”), announced today hui the opening of a new business innovation center located in Cambridge, Massachusetts. Elbit America’s expansion to Cambridge... Read More

Finra to increase private placement requirements

by on September 28, 2021 0
Brokers who sell non-registered securities will be required to file with Finra the arguments they have presented to retail investors in addition to the documents describing the offer. The Financial Industry Regulatory Authority Inc. will require brokers to file retail communications – such as web pages, slideshows, summaries, teasers, fact sheets and investment briefs... Read More

Closures cost east coast retailers $ 2 billion before Christmas

by on September 28, 2021 0
Coronavirus closures have cost east coast retailers nearly $ 2 billion in sales, with warnings that a pre-Christmas increase could be slowed by remaining restrictions and buyer concerns over the contraction of COVID-19 in busy shopping centers. Data from the Australian Bureau of Statistics showed on Tuesday retail sales fell 1.7 percent through August,... Read More

Magic swords and magic money

by on September 27, 2021 0
Don’t think of the Metaverse as a game. In March 2005, at the Consult Hyperion Digital Money Forum in London, computer games expert Richard Bartle gave a presentation on emerging economies in virtual worlds and memorably described these economies as being based on people buy things that don’t exist from people who don’t own... Read More

Retail sales in Denmark drop for third month

by on September 27, 2021 0
Retail sales in Denmark fell for the third consecutive month in August, figures from Statistics Denmark showed on Monday. Retail sales fell 0.4 percent month-on-month in August. Sales of clothing and other goods increased 2.8% per month in August, and sales of food and groceries increased 0.5%. Meanwhile, sales of other consumables fell 1.8%.... Read More

Retail sales index increases 9.9%

by on September 26, 2021 0
In the second quarter (Q2) of 2021, the performance of the Retail Sales Index (RSI) in Brunei Darussalam continued to show an increase of 9.9% year-on-year with an estimated retail sales value of 464 , 5 BND. million. The Foodservices Index (F & BSI) also increased by 28.8% compared to the second quarter of... Read More

Real estate transfers | News from Mount Airy

by on September 26, 2021 0
September 26, 2021 After years spent in craft circles – from a decade touring with a famous roots band to making beautiful furniture for the Hanes family at Roaring Gap – Joe Thrift moved to Elkin to teach the craft. luthier, which he studied in England in the mid-1970s. Her students are typically violinists... Read More

CarMax Q2 benefits: 3 trends to watch

by on September 26, 2021 0
Investors have high hopes in the upcoming report on the results of CarMax (NYSE: KMX). The used car retailer finds itself in the midst of a historically strong sales environment, with prices and demand for its products booming. We will know on Thursday whether CarMax has been able to take full advantage of these... Read More

As Polaris Bank’s VULTe redefines digital banking

by on September 26, 2021 0
Banking Polaris Bank’s massive investment in basic IT infrastructure gave impetus to what has become today a stable financial service for its clients, with the VULTe platform becoming the new bride of the digital banking ecosystem, writes Nume Ekeghe Recently, the Nigeria Inter-Bank Settlement System (NIBSS), in its report titled: “Instant Payments – Annual... Read More

ELF expansion: Rhein Fire reignited

by on September 26, 2021 0
Graphic: Alex Malchow Photo: Horstmüller Sportstadt Düsseldorf Yesterday the European League of Soccer announced the addition of Dusseldorf Rhine Fire in the league for the 2022 season. ELF Sports Director General Zeljko Karajica is delighted to add the city Dusseldorf as the league’s new franchise host: “Düsseldorf is a city with a great football... Read More

Can Consumer Discretionary ETFs Make Good Fourth Quarter Bets?

by on September 25, 2021 0
Wall Street is seeing some strength amid the lackluster performance from September so far. The easing of tensions related to the Chinese real estate market and the absence of any indication of an immediate move to reduce the bond purchase program and keep benchmark interest rates unchanged have supported the market recovery. Investors are... Read More

PM calls on Bangladeshi expats in US to invest

by on September 25, 2021 0
BSS, New York Sat Sep 25, 2021 12:56 PM Prime Minister Sheikh Hasina granted a reception by the US Chapter of the Awami League at the LaGuardia Airport Marriott in New York City on September 24, 2021. Photo: PID “> Prime Minister Sheikh Hasina granted a reception by the US Chapter of the Awami... Read More

NOTICE: China’s bond defaults have reached maturity

by on September 24, 2021 0
Chinese corporate bond defaults reached an all-time high of 116 billion RMB ($ 18 billion) in the first half of 2021 and are expected to increase in the coming months. Payment defaults are also on the rise, with defaulters having an average of RMB 8.7 billion of onshore bonds outstanding, according to Fitch. This... Read More

Levitee Labs Announces DTC Eligibility Approval

by on September 24, 2021 0
VANCOUVER, British Columbia, September 24, 2021 (GLOBE NEWSWIRE) – Levitee Labs Inc. (the “Society” Where “Levite Laboratories“) (CSE: LVT) (OTCPK: LVTTF), an integrative wellness company with a diversified portfolio of health and wellness assets, is pleased to announce that its common stocks are now eligible for compensation and electronic settlement through the Depository Trust... Read More

Nucleic Acid Therapy CDMO Market – A Global and Regional Analysis: Product, Technology, and End User Focus

by on September 24, 2021 0
The global nucleic acid therapy CDMO market will reach $ 4,463. 7 million by 2030. Market Report Coverage – CDMO Market Segmentation of Nucleic Acid Therapeutics. New York, September 24, 2021 (GLOBE NEWSWIRE) – Reportlinker.com announces the publication of the report “Nucleic Acid Therapeutics CDMO Market – A Global and Regional Analysis: Focus on... Read More

Global stocks advance after Fed signals support easing

by on September 23, 2021 0
AP – Global stocks were mostly higher yesterday after the Federal Reserve signaled it may start easing its extraordinary support measures for the United States (US) economy later this year. Benchmarks rose in Paris, London, Hong Kong, Shanghai and most other markets. US futures were higher. Markets have been closed in Tokyo for a... Read More

Bhutan to pilot digital currency with Ripple technology

by on September 23, 2021 0
Bhutan’s central bank is to use Ripple’s private ledger CBDC to pilot a central bank digital currency. Building on its current payment infrastructure, the Royal Monetary Authority will pilot retail, cross-border and wholesale payment use cases for a phased digital Ngultrum using Ripple’s blockchain technology. “Our collaboration with Ripple is a testament to the... Read More

Starbucks plans global expansion of greener stores focused on sustainability

by on September 22, 2021 0
Starbucks said on Wednesday it will expand its greener store setting by opening the first prototype outside of North America in Shanghai, China. The Shanghai-based Greener Store will open on September 30 and is the first of three experiential locations designed to immerse customers in Starbucks’ “Planet Positive” commitments. The next experiential stores will... Read More

One-third of all digital retail sales will be made by stores

by on September 22, 2021 0
Almost a third of all digital retail transactions will be done through a physical brick-and-mortar location, as more online orders are connected to stores, according to a new study from Colliers. In 2020, just under 22% of digital sales were made through omnichannel methods. “This continuity has forced retailers to adapt their in-store operations... Read More

South African rand strengthens as Evergrande deal increases risk appetite

by on September 22, 2021 0
People chat outside a reception with an electronic board displaying the movements of major indices in the Johannesburg Stock Exchange building in Sandton Johannesburg, March 14, 2016. REUTERS / Siphiwe Sibeko / File Photo JOHANNESBURG, Sept.22 (Reuters) – The South African rand strengthened on Wednesday as risk appetite improved after the China Evergrande group... Read More

Tecan issues inaugural direct bond of CHF 250 million

by on September 21, 2021 0
NOT FOR PUBLICATION, DISTRIBUTION OR BROADCAST USE, DIRECTLY OR INDIRECTLY, IN THE UNITED STATES OF AMERICA, CANADA, JAPAN OR AUSTRALIA OR IN ANY OTHER JURISDICTION IN WHICH THE DISTRIBUTION OR BROADCAST IS ILLEGAL Ad hoc announcement in accordance with Article 53 of the SIX Exchange Regulation listing rules Männedorf, Switzerland – September 21, 2021... Read More

Concerns over ICASA’s timing of B-BBEE requirements

by on September 21, 2021 0
Some Internet Service Providers (ISPs) are concerned about the timing of the South African Independent Communications Authority’s (ICASA) interim transformation requirements. They suggest that the April 2022 deadline does not give them enough time to establish effective agreements. According to the industry body, the Wireless Access Providers Association (WAPA), a non-profit organization whose goal... Read More

Indian Fintech Paytm Explains How National Electronic Funds Transfer Aims To Promote Digital Transactions

by on September 21, 2021 0
NEFT or National Electronics fund transfer is a facility provided (in India) by almost all local banking institutions. As explained in a blog post from the Fintech company Payment, NEFT is one of the preferred methods of sending money transfers to India. Via NEFT, users can transfer funds via the Internet or online banking... Read More

Grab these 4 stocks valued as a solid buy after retail sales posted a surprise gain in August

by on September 20, 2021 0
While economists expected the resurgence of COVID-19 cases and supply chain bottlenecks to affect consumer activity and retail sales last month, a rebound in the activity due to back-to-school purchases and strong sales in most regions resulted in a positive surprise. Globally retail sales in August rose 0.7% Seasonally adjusted from July against the... Read More

QSE sees strong demand for domestic funds down

by on September 20, 2021 0
The Qatar Stock Exchange saw strong buying interest from domestic funds, even though it fell below 11,200 points. Despite the bullish grip of Arab and local retail investors, the Qatar 20-stock index fell 0.41% to 11,178.07 points, although it hit an intraday high of 11,234 points. Six of the seven sectors, including banking, were... Read More

Speech by Mr. Harvesh Seegolam, Governor, Bank of Mauritius at the launch of the MauCAS QR Code

by on September 20, 2021 0
Directors of the Board of the Bank of Mauritius First Deputy Governor Second Deputy Governor The general manager of the MBA CEOs of banks and financial institutions President of the Association of General Retailers Members of the press Distinguished guests Ladies and gentlemen Dear online viewers A very good afternoon. It is a pleasure... Read More

Moody’s accelerates its net zero commitments until 2040; Recognized as a United Nations LEAD Global Compact company

by on September 20, 2021 0
NEW YORK, September 20, 2021– (BUSINESS WIRE) – Moody’s Corporation (NYSE: MCO) today announced its commitment to achieve net zero emissions across its operations and value chain by 2040, advancing its original goal of 10 years. The new commitment date aligns with the decarbonization plan published by Moody’s and coincides with its recognition as... Read More

Demystifying Fixed Income for Retail Investors

by on September 20, 2021 0
New Delhi, Delhi, India: BondsIndia is a new age fintech start-up that aims to digitize and democratize the Indian bond markets. Launched in early 2020, BondsIndia is the the country’s leading online fixed income portal whose main objective remains simplify bond markets for retail investors by educating and advising them every step of the... Read More

COVID era changes you will notice at DFW International Airport and others you won’t notice

by on September 20, 2021 0
DFW AIRPORT, TX (KLTV / KTRE) – Travelers arriving from Tyler Pounds Regional Airport or East Texas Regional Airport connect through Dallas Fort Worth International Airports, one of the most frequented in the world. Passenger numbers show people are resuming their flight, approaching pre-pandemic levels. The latest available totals show that 6,866,796 people traveled... Read More

Two new shocks for American shopping

by on September 19, 2021 0
Sep 19, 2021 VISITORS AT a large supermarket in America these days could be forgiven for feeling disoriented. From one point of view, all-American consumerism shows up as it normally does: crowds of people struggling to steer overflowing carts in a straight line. Retail sales (excluding cars) increased at a seasonally adjusted rate of... Read More

Chinese panda bond market rebounds from COVID lows

by on September 19, 2021 0
TOKYO – Fleets of yuan-denominated bonds in mainland China by foreign issuers have rebounded this year as global multinationals capitalize on the economy’s long-term growth prospects to plan for business expansion. For the year through September, 19.5 billion yuan ($ 3.02 billion) of so-called panda bonds were issued, according to Refinitiv, exceeding the total... Read More

Remittances to Africa set to decline in 2021

by on September 19, 2021 0
Remittances to African Countries Expected to Decrease 5.4% Due to COVID-19 Remittances to African countries are expected to decline 5.4%, from US $ 44 billion in 2020 to US $ 41 billion forecast in 2021 due to the effects of the COVID-19 pandemic, according to Continental Migration Postponement 2021. The report, titled “African Regional... Read More

Higher education must be on the international education agenda

by on September 19, 2021 0
GLOBAL The absence of higher education in the debates around the international education agenda may mask the relative importance that the sector has for international development assistance and no longer reflect the political priorities of developing countries. Over the past decades, a consensus has grown to prioritize universal basic education and, increasingly, preschool education.... Read More

“The register of beneficial owners is essential in the anti-corruption campaign” – Issues – The Guardian Nigeria News – Nigeria and World News

by on September 19, 2021 0
Member of the Board of Directors, Civil Society Legislative Advocacy Center (CISLAC), Barr. Adesina Oke; President, Lagos Tax Appeal Tribunal, Mr. Lasisi Phillips; Mallam Auwal Musa Rafsanjani, Executive Director / Head of Transparency International Nigeria, and Program Manager, Chinedu Bassey, at the information meeting on the anti-corruption potential of the beneficial owner register by... Read More

Gold and silver beaten after August 2021 retail sales release

by on September 17, 2021 0
Gold and silver prices both experienced virtual collapse after the release of a US Census Bureau report detailing monthly sales of retail and restaurant services in August 2021. The report indicated a consumer spending increase of 0.7%, totaling sales of $ 618.7 billion. The report states that “the anticipated estimates of retail sales and... Read More

Hurricane Ida destroyed key NARA system – FCW

by on September 17, 2021 0
Case management Hurricane Ida destroyed key NARA system By Adam Mazmanian Sep 17, 2021 A key records management system at the Keyser National Archives in western Virginia was destroyed by the remnants of Hurricane Ida which caused flooding and significant loss of life on the east coast earlier this month. Electronic Records Archives provide... Read More

Thirteen Days Before E-Naira Launch, Here Are Six Things You Need To Know

by on September 17, 2021 0
Screenshot of CBN Governor Godwin Emefiele. In June 2021, the Central Bank of Nigeria (CBN) announced plans to launch a digital currency called ‘e-Naira’ by October 2021, joining 81 countries that are heavily considering digital currencies. The CBN’s decision follows two years of thinking about digital currency technology. Additionally, the CBN’s intention to achieve... Read More

Holiday retail sales set to increase this year: 7 top picks

by on September 17, 2021 0
Retail sales in the United States rebounded in August after falling sharply in July. Strong consumer spending defying the spread of the Delta variant of the coronavirus surprised many financial experts. The positive momentum is expected to continue as several market researchers predicted strong holiday retail sales this year. Strong retail sales in August... Read More

HBC HIRS EXECUTIVE DIRECTOR OF DKSH

by on September 17, 2021 0
HBC is delighted to announce the hiring of Dr Tanja Schaffer as Executive Vice President of the Global Ingredients Division of HBC and as CEO of HBC’s new Swiss subsidiary, HBC Switzerland GmbH. Setting up in Switzerland is part of HBC’s international strategy, Switzerland being widely recognized as a major center for biotechnology and... Read More

UK retail sales put sterling in the spotlight

by on September 16, 2021 0
Early in the day: It was a quiet start to the day on the economic calendar this morning. The Kiwi dollar was back in action this morning. For the Kiwi Dollar Business PMI figures were the focus of the early hours. In August, the Business PMI fell from 62.6 to 40.1. The PMI fell... Read More

India and Singapore to connect digital payment systems – OpenGov Asia

by on September 16, 2021 0
By increasing public spending on healthcare and rapidly increasing demand for innovative medical technologies, Singapore’s medical device market is expected to grow rapidly, according to a leading analytics company. Singapore aims to provide smart healthcare to people using new technologies, which helps the country resist the impact of COVID-19 on its healthcare system. This... Read More

A chemist seeks a secret formula for a successful apprenticeship | News from the FIU

by on September 16, 2021 0
Zahilyn Roche Allred is on a mission to transform the way chemistry is taught in college classrooms. The eminent postdoctoral researcher of the College of Arts, Science and Education of the FIU develops and revamps hands-on classroom activities that improve learning outcomes. It wasn’t always his plan. She initially thought she would become a... Read More

USD / JPY Consolidates Below 109.50 Ahead of US Retail Sales

by on September 16, 2021 0
The USD / JPY extends yesterday’s lull and remains muted on Thursday. The US dollar index slips below 92.50, still recovering from colder-than-expected US inflation data. The Japanese yen is benefiting from its appeal as a safe haven against a backdrop of declining investor risk appetite. The USD / JPY fell slightly on Thursday... Read More

Car rental problems set to extend into 2022 or beyond

by on September 13, 2021 0
If you’re waiting for the abyssal landscape of rental cars to clear up … don’t hold your breath. The “Headaches for Car Renters” are expected to continue until 2022 or later, the Los Angeles Times reports, citing experts in the car rental industry. Thanks in large part to a global shortage of microchips reducing... Read More

On the supply side: the new micro-fulfillment centers retail supply chain strategy

by on September 11, 2021 0
Amazon, Walmart, Walgreens, and third-party grocery stores like Instacart are investing in micro-fulfillment centers to speed delivery times, lower last mile costs, and bring products closer to consumers. The investment comes as e-commerce sales are expected to reach around 35% of total sales by 2023, according to Edge Retail Insight, a subsidiary of Ascential.... Read More

IFC to issue taka bond on Bangladesh stock exchange

by on September 11, 2021 0
FHM HUMAYAN KABIR | Posted: Sept. 11, 2021, 8:33 a.m. | Update: Sept. 11, 2021, 12:12 p.m. The International Finance Corporation (IFC) plans to issue taka-denominated bonds in the Bangladeshi market to extend its financial support to industries and national agencies in need of funds. Official sources said on Friday that the private sector... Read More

GameStop (GME) 2Q 2021 Results

by on September 8, 2021 0
People walk past a GameStop store in Brooklyn on January 28, 2021 in New York City. Spencer Platt | Getty Images News | Getty Images Video game retailer GameStop said on Wednesday that its second-quarter loss had narrowed as sales rose from a year ago. The retailer also said the U.S. Securities and Exchange... Read More

Mortgage rates are falling today, but volatility remains a risk

by on September 8, 2021 0
Mortgage rates have fallen today after starting the week by jumping noticeably higher yesterday. Today’s gains are due to worries about global growth at the start of the trading session and a strong 10-year Treasury auction during domestic market hours. Mortgage rates this morning weren’t too better than yesterday, but several lenders offered improvements... Read More

–Api Group announces leadership development in support of planned acquisition of Chubb Fire & Security Business–

by on September 8, 2021 0
NEW BRIGHTON, Minnesota – (COMMERCIAL THREAD) – APi Group Corporation (NYSE: APG) (“APG”, “APi” or the “Company”) announced that Tom Lydon has stepped down as Chief Financial Officer today and will retire from APi upon completion of the year after supporting the transition to Kevin S. Krumm, who will join APi as Executive Vice... Read More

Amazon Air locations map

by on September 4, 2021 0
Zoom in iconArrows pointing out Source: Chaddick Institute at DePaul University. Shows only US airports and includes partner airlines. Over the years, Amazon has built an army of warehouses, shipping centers, delivery vans, and trucks to ensure it can meet its Prime delivery commitment in two days or less. Another increasingly critical part of... Read More

Retail sales climb 3% in July

by on September 4, 2021 0
Written by BT / MTI Retail sales in Hungary rose 2.5% per year in July, or 3.0% after adjusting for calendar year effects, according to preliminary data released by the Central Statistical Office (KSH) on Friday. . The increase slowed to 6.2 percent in the previous month. Retail sales have grown for four consecutive... Read More

Amazon’s new union battle: Teamsters move locally to rumble on expansion

by on September 2, 2021 0
SAN FRANCISCO, September 1 (Reuters) – In June, the International Brotherhood of Teamsters, one of the largest and most influential unions in the country, pledged to organize the workforce. Amazon.com Inc’s (AMZN.O) artwork a top priority. Two months later, details of the Teamsters’ ground game are starting to take shape, Reuters learned in interviews... Read More

Retail sales up 12% in the first quarter of 2021

by on September 1, 2021 0
OLYMPIA, Wash. – September 1, 2021 – The first quarter of 2021 saw a rebound in taxable retail sales statewide from the first quarter of 2020, reaching $ 46 billion, thanks to strong sales of new automobiles and cars. opportunity and a healthy resumption of construction. Retailing, a subset of all taxable retail sales... Read More

Michigan employee pleads guilty to embezzling over $ 855,000

by on September 1, 2021 0
September 1, 2021Updated: Sep 1, 2021 1:24 PM LANSING, Mich. (AP) – A former state employee pleaded guilty in Michigan court Tuesday to embezzling more than $ 855,000 from the state. Joseph Pettit, who worked for the State Department of Environment, Great Lakes, and Energy, was responsible for issuing performance bonds to companies that... Read More

Regulating Digital Payment Services: Considerations for Canadian Policymakers | Dentons

by on September 1, 2021 0
Advances in contactless payment technology like tap to pay debit cards and Apple Pay have increased consumer demand for cashless payment methods. This demand has been amplified by the COVID-19 pandemic, as individuals have become uncomfortable with cash and online shopping has replaced physical activity (we discuss these trends in a four part series).... Read More