FTC Commentary on ECOA and Regulation B Signals Continued Focus on Small Business Lending

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Last year, the CFPB issued a notice and request for information on the Equal Credit Opportunity Act (ECOA) and regulation B. More specifically, the CFPB research “Comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable and non-discriminatory access to credit, address potential regulatory uncertainty and develop viable...

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What is a credit card?

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One of the most convenient forms of payment is credit cards. You can pay off your balance over time, which can come in handy if you want to finance a large purchase or face an unforeseen emergency. Credit cards also come with excellent protection against fraud. Most offer zero liability policies, which means you...

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Luxury Card announces partnership with Regent Seven Seas Cruises®

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Receive instant alerts for news on your actions. Claim your 1-week free trial for StreetInsider Premium here. Exclusive benefits are now available for luxury card holders on new bookings JACKSON, Wyo – (BUSINESS WIRE) – Luxury Card has announced a partnership with Regent Seven Seas Cruises® so cardholders can receive $ 250 onboard credit...

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Thr3e Live Dance Complex: Winner of $ 10,000 Nav grant

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Thr3e Live Dance Complex is the winner of Nav’s grant for this fall. The founders of Thr3e Live were originally a group of friends who adored the art of dance. What started out as a practice and performance band grew into a safe and welcoming place in Rhode Island that dancers of all ages...

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Murder of Iranian nuclear scientist is state sponsored terrorism

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Mohsen Fakhrizadeh meets with Ayatollah Ali Khamenei in Tehran, Iran on January 23, 2019. Fakhrizadeh was killed in a targeted attack on November 27, 2020, state television reported. Photo: Office of the Supreme Leader of Iran via AP Former CIA Director John Brennan called the assassination of Iran’s top nuclear scientist “criminal and very...

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California DFPI issues MCA enforcement measure covering future receivables

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On November 12, the California Department of Financial Protection and Innovation (DFPI) released a consent order with a trade finance company, resolving allegations that the company’s merchant cash advance (MCA) product was structured as a loan transaction and offered to California merchants without first obtaining a license, as required California Law on Financing (CFL)....

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Can you pay off one credit card with another?

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Technically, you can use a credit card to pay off another card’s debt, but not the way you think. (iStock) If you’ve ever gone over your head with credit card debt and you found yourself strapped for cash, you probably wondered, “Can I pay a credit card with another? ”Or, if you’re really digging...

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